Fair, flexible and transparent debt consolidation
Tired of your expensive loans sucking the life out of your wallet? Get rid of old toxic debt with a fair and flexible "life-happens" buffer. Say goodbye to sky-high interest and hidden fees, and hello to smarter, more transparent credit that actually works for you. Plus, with a little extra room for life’s unexpected surprises, you can stress less and focus on what really matters. It’s like a fresh start for your finances—without the drama.
Representative 26% APR. Max 29% APR.
The same fair interest rate for everyone
Most credit companies market a “representative APR” that sounds good, a first glance, but as they employ dynamic pricing you might end up getting a far heftier price once completed the application, all depending on their rather arbitrary credit risk assumption.
With Fairlo you always know exactly what rate you’ll get, even before applying. It’s flat and fair and the same for everyone:
£1,000
- APR
- 29%
- Max duration
- 36 mths
- Min monthly amount
- £42
£2,000
- APR
- 29%
- Max duration
- 48 mths
- Min monthly amount
- £71
£3,000
- APR
- 26%
- Max duration
- 60 mths
- Min monthly amount
- £90
£5,000
- APR
- 25%
- Max duration
- 60 mths
- Min monthly amount
- £147
£7,000
- APR
- 23%
- Max duration
- 60 mths
- Min monthly amount
- £197
£10,000
- APR
- 20%
- Max duration
- 60 mths
- Min monthly amount
- £265
Representative 26% APR. Max 29% APR.
£1,000
- APR
- 29%
- Max duration
- 36 mths
- Min monthly amount
- £42
£2,000
- APR
- 29%
- Max duration
- 48 mths
- Min monthly amount
- £71
£3,000
- APR
- 26%
- Max duration
- 60 mths
- Min monthly amount
- £90
£5,000
- APR
- 25%
- Max duration
- 60 mths
- Min monthly amount
- £147
£7,000
- APR
- 23%
- Max duration
- 60 mths
- Min monthly amount
- £197
£10,000
- APR
- 20%
- Max duration
- 60 mths
- Min monthly amount
- £265
Proven in Sweden, now in the UK
Customers who use Fairlo's credit service can rate the service on Trustpilot and Google, among others. We encourage, via email, all active customers to rate us on Trustpilot. Some reviews on Trustpilot are verified. This means that Trustpilot has verified that the reviewer had a genuine experience with us. You can read more about their process here. The authenticity of Google reviews is not checked. Trustpilot's overall assessment is based on the number of reviews, star ratings and the freshness of the reviews.
Apply right here, right now.
Check your eligibility, limit and terms. Oh wait, everyone gets the same fair APR, from 20% to 29% depending on the credit limit.
Representative 26% APR. Max 29% APR.